The American Express Blue Cash Rewards Consumer Credit Card with up to 5% Cash Back is a nice rebate card for if your main purchases are food and gas("Everyday Purchases"). "Everyday Purchases" are Eligible Purchases made at U.S. supermarkets, gas stations and drugstores, in each case that are not departments of superstores or warehouse clubs.
They are currently offering a 0% APR on purchases for the first 6 months.
They have free balance transfers on the initial offer and may charge after that, but not currently.
The rebate structure is:
| Dollars Spent | Rebate Amount on "Everyday Purchases" | Rebate Amount on other purchases |
|---|---|---|
| 0-6.5K | 1% | 0.5% |
| >6.5K | 5% | 1.5% |
You should have good credit for this card.
There is also a American Express Blue Cash for Business Rebate Credit Card which has an inverted reward structure and is better if your purchases don't fit the "Everyday Purchases" definition or you don't spend much per year.